IDFC FIRST Bank recently launched the Mayura Credit Card to its list of premium metal cards. This new card combines modern travel benefits with zero forex charges and an Indian-inspired design, specifically the peacock, known as “Mayura.”
IDFC FIRST Bank claims that it offers a premium metal experience with features suited to both travel and lifestyle needs. This includes travel benefits of international and domestic airport lounge access, railway lounge access, dining & movie offers, etc. Let us now dive deep into the features and benefits of Mayura Credit Card.
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Features and Benefits of IDFC First Bank Mayura Credit Card
Joining Fees – Rs 5,999 + GST
Renewal Fees – Rs 5,999 + GST
Welcome Benefits
– Get 10,000 reward points (worth Rs 2,500) when you pay the joining fee. This offer is valid till September 30, 2024.
Image Source: IDFC FIRST Bank
– Additionally, earn Rs 1,000 cashback for each of four transactions of Rs 1,000 or more made within 60 days of receiving your credit card.
Forex Markup
– There are no foreign exchange fees when you use your credit card for international purchases.
Cashback and Reward Benefits
- Earn 10X reward points on spending over Rs 20,000 in a statement cycle and on your birthday.
- 5X reward points for spending up to Rs 20,000 per statement cycle.
- 3X points on education, wallet loads, government, rent, and property management and 1 point for utility and insurance. These don’t count towards the 10X milestone.
- 1 reward point per Rs 150 spent (1 RP = Rs 0.25).
- Get 7,500 points on Rs 8,00,000 annual spends or 15,000 points on Rs 15,00,000. Points will be credited after paying next year’s fee.
Note: Categories like fuel, fee or charges, balance transfer, loan on card, transactions converted into EMI, and cash withdrawal transactions are exempt from reward point earnings.
Travel Benefits
Airport Lounge Access
– Cardholders of the Mayura Credit Card can enjoy 4 complimentary domestic airport lounge visits every quarter (16 visits per year).
– Additionally, the card offers 4 free international lounge visits every quarter (16 visits per year).
Railway Lounge Access
– Cardholders will get 4 complimentary lounge visits per quarter across India i.e. 16 visits per year.
Movie Benefits
– Enjoy a “Buy One, Get One Free” offer on movie tickets with up to ₹500 off on the second ticket, available twice a month through BookMyShow.
Golf Privileges
– Access up to 40 rounds or lessons annually.
Also Read: Adani Airports Allow Lounge Access with Major Debit & Credit Cards Amid Dreamfolks Disruption
Who Should Get an IDFC FIRST Mayura Credit Card?
| Individuals comfortable with paying a higher annual fee. |
| Regular travelers seeking benefits for their journeys. |
| Those making significant international purchases and preferring zero forex mark-up. |
| High-income individuals looking to maximize savings by meeting spend-based conditions. |
| Rewards credit card enthusiasts who appreciate overall benefits. |
IDFC FIRST Mayura Credit Card is a good choice if you travel abroad frequently and make purchases in other countries because it gives you lots of airport lounge access and doesn’t charge extra fees for international purchases.
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