Meet Magic! 

Yes, he’s my little monster, a Shih-Tzu. 

A 4 year old, 6kg weighing fluffy fur ball, takes away my time, patience and money.

Looking at that cute face, you might be wondering how bitter I am! But trust me when I say that, he is a monster. 

He wants to sleep all day, play when he wishes to, has to be hand-fed all three times and is fussy about not repeating his meals. 

But, on another note, he has been a blessing to our family by bringing joy and laughter and always makes sure to shoo away the delivery guys, postman and any relative of mine I don’t want into my house 😉 

But, yes, there is always a BUT! 

It all comes with a cost! 

The food, wardrobe full of clothes, toys, treats and haircuts don’t even count but the medical expenses are the ones that might burn a hole in your pocket if you don’t have it planned right. 

It’s not just 3 vaccines a year, it’s much more than that. The deworming, the rabies vaccines, the kennel cough vaccine, the regular blood checks, the sudden fallouts and so much more. 

But, how do you sort these and yet keep your wallet full? 

Well, the good old insurance can help! Yes, you read it right! 

I got my munchkin pet insurance.

What does a PET INSURANCE COVER?

1. Ensures financial security for pet owners, particularly when their pets require urgent medical attention or fall ill. 
2. Allows you to maintain your pet’s well-being without concerns about substantial medical expenses for routine check-ups. 
3. Some plans even offer complimentary annual health check-ups.
4. Offers exclusive advantages to pet owners, especially in situations where a pet is lost, stolen, or causes harm to a third party or property. 
5. Extends coverage for advanced and contemporary treatments that might otherwise incur significant costs.
6. Certain plans also extend global coverage, assisting when traveling abroad with your pet and safeguarding against unforeseen incidents during your trip.

Are you a pet parent and are now wondering how to get these benefits for your furry friend? Well, you are in for a treat.

Also Read: How smoking affects health insurance

How does one get pet insurance and its benefits?

It is imperative that the cat or dog being insured must be registered with the Municipal Corporation or equivalent local government authority, certified by the Kennel Club of India, or micro-chipped as per the policyholder’s discretion. In addition to completing the insurance proposal form, the insured individual is required to submit a photograph of the insured dog adhering to specific guidelines:

1. A face photo.

2. A photo clearly displaying any birthmarks.

3. Photos from both the right and left sides.

Documents to submit when purchasing a pet insurance policy:

1. Complete the form and furnish relevant details about your pet.

2. To facilitate pet identification, the insurance company necessitates color photos as outlined in the aforementioned section.

3. The policyholder must confirm that their pet has received all vaccinations on schedule.

4. Occasionally, the policyholder has to to submit diagnostic test results such as circulatory blood count (CBC), urine tests, or chest X-rays.

5. Opting for a Sum Insured based on pedigree lineage necessitates providing a pedigree certificate from the Kennel Club of India (KCI).

Which company offers pet insurance

For Dogs – Oriental Dog Insurance, Future Generali India Dog Insurance, New India Assurance Dog Insurance, Bajaj Allianz Pet Dog Insurance 

For cat and dog – Digit Pet Insurance 

Now, go secure your four-legged fur friend and your wallet.

Coming back to ranting, he is smol but he is smort.

Looks can be deceiving, especially when it is covered with fur and has puppy eyes!