The HSBC Cashback Credit Card has been modified and is now known as HSBC Live+ Credit Card. It’s a great option for online shoppers, with a significant reward on daily spends like groceries, food delivery, and dining.

In collaboration with Visa, the HSBC Live+ credit card offers dining benefits across Asia through the Live+ Dining Programme. Cardholders can also enjoy a 15% discount at participating restaurants across Asia. Let us now dive into the benefits and features of this credit card.

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Features and Benefits of HSBC Live+ Credit Card

Joining Fees – Rs 999 + GST

Renewal Fees – Rs 999 + GST

Welcome Benefits

• Make a transaction of Rs 20,000 within 30 days of receiving the card and enjoy Rs 1,000 cashback as a welcome gift.
• Apply online and complete your application with Video KYC (VKYC) to receive an Amazon e-gift voucher worth Rs 250.

Annual Fee Waiver

• The renewal fee is waived off if you spend Rs 2,00,000 or more in the previous year.

Movie & Dining Benefits

• Buy 2 movie tickets through BookMyShow on Saturdays and get 1 free (up to Rs 250).
• Enjoy 15% off at EazyDiner with this card.

Lounge Access

• Get 4 complimentary visits to domestic airport lounges (one per quarter) across India.

Cashback & Rewards

• Get 10% cashback on dining, groceries, and food delivery, with a limit of Rs 1,000 per statement cycle.
• Enjoy 1.5% unlimited cashback on all other purchases.

Note: Cashback is not applicable on fuel, wallets, rent, property management, education, government payments, insurance, jewelry, tolls, financial institutions, and wholesale clubs.

Here’s the monthly cashback rewards you can receive with the HSBC Live+ Credit Card, as shown in the table below.

Image Source: HSBC

Also Read: YES BANK Partners with Paisabazaar to Launch PaisaSave Credit Card

Eligibility for HSBC Live+ Credit Card

To apply, you need to meet these requirements:

• Age should be between 18 and 65 years.
• Minimum annual income of Rs 4,00,000 is required for salaried individuals.
• Must be a resident of India.
• Should live in one of the following cities: Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata.

While choosing a credit card first look at how much you spend in different categories like groceries, utility bills, fashion, healthcare, entertainment, and travel. If food contributes to a large portion of your monthly spending whether it’s groceries, dining out, or food delivery, then HSBC Live+ Credit Card could be a good fit for you.

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