HDFC Bank Rupay Credit Card Features, Benefits, Reward Points for UPI Users

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HDFC Bank Rupay Credit Cards
Check details of some HDFC Bank Rupay Credit Cards. Representational Image: Unsplash

Summary

Step into the world of HDFC Bank RuPay credit cards, where each card holds the key to unique rewards and UPI cashback benefits.

HDFC Bank offers a variety of RuPay credit cards to meet the different demands of its customers. Each card has its own set of features and benefits, including exclusive shopping, fuel and travel rewards.

There are various kinds of credit cards available. Let’s see some of the most popular HDFC Bank RuPay credit cards, as well as their cashback offers for UPI customers.

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card is a co-branded credit card in partnership with Tata Group and is best suited for regular shoppers. The card comes with joining and renewal fees of Rs. 499 + GST, including a welcome benefit of 499 NeoCoins in the form of rewards.

Also, cardholders can get benefits from partnered brands including Tata 1MG, Chroma, Titan, Tanishq, and more. You can also get 1% cashback on non-Tata brands.

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank collaborated with Tata Neu to introduce the Tata Neu Infinity HDFC Bank Credit Card. It is a premium card with the other being earlier mentioned Tata Neu Plus Card. The Infinity card provides special benefits across many categories.

The card’s joining and renewal fee is Rs. 1,499 + GST, and it comes with benefits worth the same amount. With a reward rate of up to 10%, it is one of the great shopping credit cards available in the Indian market.

Also Read: Cash Deposit with UPI at ATMs of SBI, HDFC, Axis, ICICI and other banks soon. RBI decides

HDFC Bank RuPay IRCTC Credit Card

HDFC Bank RuPay IRCTC Credit Card is also a co-branded credit card in partnership with IRCTC. The card is best suited for those who often travel by train, The card comes with joining and renewal fees of Rs. 499 + GST including the welcome benefit of an Amazon voucher which is worth Rs. 500.

Also, cardholders will get travel benefits like railway lounge access, and 5% extra cashback on train ticket booking via HDFC SmartBuy.

Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Bank Credit Card is a beneficial card for those who enjoy shopping at Shoppers Stop and keeping up with fashion trends. Talking about joining and renewal fee so it is Rs. 299 + GST annually and provides a complimentary Shoppers Stop Membership to anyone who uses this card.

This co-branded credit card is specifically created for people looking for significant rewards when shopping at Shoppers Stop.

HDFC Bank MoneyBack Plus Credit Card

The HDFC Bank MoneyBack Plus Credit Card is popular in India. This credit card is best suited for people who are just starting with credit and want a simple yet rewarding card. This card allows you to earn coupons worth Rs. 500 per quarter on purchases of Rs. 50,000 or more.

Although this card has a Rs. 500 membership charge, you will receive 500 cash points after successfully submitting it. Also, Cardholders will get a 15% discount on dining across more than 2,000 premium restaurants.

Also Read: List of Top 25 companies in India for Career Growth in 2024, as per LinkedIn

Cashback and Rewards for HDFC Bank RuPay Credit Cards

Check out the details of cashback and rewards offered by various HDFC RuPay credit cards, including cashback on UPI spends and reward points on specific transactions.


HDFC RuPay Credit Cards

Cashback & Rewards on UPI Spends
Tata Neu Plus HDFC Bank Credit Card1% cashback as NeuCoins
Tata Neu Infinity HDFC Bank Credit Card1% cashback as NeuCoins
HDFC Bank RuPay IRCTC Credit Card1 CashPoint on spending every Rs. 100
Shoppers Stop HDFC Bank Credit Card2 First Citizen Points on spending every Rs. 150
HDFC Bank MoneyBack Plus Credit Card1 Reward Point on spending every Rs. 150

Also Read: Building a great credit score: Top tips and tricks

The card offers a diverse range of benefits and features to its users as per their spending. From exclusive shopping perks to travel rewards, and cashback for UPI transactions, these cards provide extreme benefits.

With careful consideration of individual preferences and spending habits, users can leverage these offerings to maximize their financial gains and enhance their overall banking experience with HDFC.

Want to learn the art and science of managing your money? The 1% Club can help. Details here

Disclaimer: The above content is for informational purposes only. Credit card rewards and benefits are subject to change. Before applying for a credit card, please contact the credit card provider for specific details of the card.

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