Devayani Ghaisas
Devayani holds versatile experience in the BFSI & edtech domain for 8+ years. She is a part-qualified actuary by education and an ex-banker. Her primary experience lies in finance, risk management & valuations. In her current role as a GM, she works extensively for the research team. Devayani has mentored over 16,000 members at the 1% club so far. She also regularly writes articles & blogs related to financial developments. You can catch up with her on LinkedIn anytime :)
- Devayani Ghaisas
- 4 Min Read
What to do when your bank transaction fails but amount gets debited
A ‘failed transaction’ is a transaction which has not been fully completed due to any reason not attributable to the customer.
- Devayani Ghaisas
- 3 Min Read
Education loans for higher studies in India or study abroad – A primer
Overall, public sector banks are the preferred choice when it comes to education loans for higher studies in India or study abroad.
- Devayani Ghaisas
- 2 Min Read
India’s household consumption data: Latest insights
India's consumption gap between non-food items and food items is rising, indicating better financial conditions for the households.
- Devayani Ghaisas
- 3 Min Read
India’s Bond index inclusion: What does it mean?
JP Morgan announced the inclusion of India government bonds in their flagship GBI-EM GD Index in September.
- Devayani Ghaisas
- 3 Min Read
Understanding RBI’s Digital Payments Index: Going cashless and beyond
The RBI-Digital payments Index for September 2023 stands at 418.77 as against 395.57 for March 2023, meaning growth for cashless payments.
- Devayani Ghaisas
- 3 Min Read
Everything you need to know about Non Convertible Debentures (NCDs) – Part 2
We can buy NCDs in the secondary market on the exchanges or we can subscribe to the NCD IPOs. Minimum investment amount is Rs 10,000 for IPOs
- Devayani Ghaisas
- 3 Min Read
How will RBI’s risk weightage hike for unsecured loans impact borrowers?
Risk weightage is a method used by financial regulators like RBI to assess the risk associated with various types of assets held by banks.
- Devayani Ghaisas
- 3 Min Read
Travelling abroad to Japan, Thailand, Taiwan? Avail these incentives to save more
Tips for Travelling Abroad: East Asian countries like Japan, Thailand and Taiwan are offering enticing travel incentives to attract tourists.
- Devayani Ghaisas
- 3 Min Read
Recession in Japan and UK: Lessons from the lean patch
The UK and Japan, two of the world’s major economies are in recession now. It is bound to have impact world over.